Chattel Mortgage

Buying a vehicle or equipment for your business? A chattel mortgage could be a smart way to finance your next purchase. Broli compares 45+ lenders to help you find the right solution, with competitive rates and straightforward advice.

Zero impact on your credit score*

We'll be in touch the same business day

Construction worker in reflection at site

How it works

Four steps. We do three of them.

Tell us about your business and vehicle

Answer a few quick questions about the vehicle you're buying and your business. It takes around two minutes and won't affect your credit score.

We go to work

We compare your application across 45+ lenders to find finance that suits your business and cash flow.

You choose your loan

We'll explain your options in plain English. No pressure, no jargon. Just expert advice to help you make the right decision.

Get back to business

Once your finance is settled, collect your vehicle and get back to doing what you do best.

4.9

1300+ reviews

Brokers our clients

actually recommend

Real outcomes for real Australians, from first-time car buyers to business owners financing a fleet.

Posted on Google Google
Tommy J profile picture
Tommy J
3 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Fast, prompt , polite, knowledgeable, helpful👌
Posted on Google Google
Vicki Wharton profile picture
Vicki W
23 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
I recently had the pleasure of working with Ashley to organise my car finance, and the entire experience was seamless from start to finish. Ashley was incredibly quick, efficient and professional. She communicated clearly throughout the process, delivered exactly what she promised, and made everything easy and stress-free. It was a fantastic experience, and I wouldn’t hesitate to recommend Ashley to anyone looking for finance. Reliable, responsive and true to her word — thank you, Ashley!
Posted on Google Google
Marc profile picture
Marc
34 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
I spoke with Ashley from Broli Finance about vehicle finance options for my business and found her knowledgeable, approachable and very easy to deal with. She explained everything clearly and gave me helpful, straightforward advice. I’d happily recommend Ashley to anyone looking for professional finance advice.
Posted on Google Google
Darcy Flanagan profile picture
Darcy F
39 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Brooke was exceptionally patient and understanding with the long term dealings of securing my car loan. Couldn’t recommend anyone else
Posted on Google Google
Kavindu De silva profile picture
Kavindu D
57 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a fantastic experience working with Brooke during my car loan process. From the very beginning, she made everything feel easy and stress-free. Brooke was professional, knowledgeable, and genuinely passionate about helping me find the best outcome. She kept me informed every step of the way, answered all of my questions promptly, and made sure I understood the process from start to finish. Her excellent communication, attention to detail, and friendly approach made a real difference. The entire process was smooth, efficient, and much quicker than I expected thanks to her hard work and dedication. A big thank you to Brooke and the entire Broli Finance team for your outstanding service. I truly appreciate all of your support and wouldn’t hesitate to recommend Broli Finance to anyone looking for a hassle-free and professional car finance experience.
Posted on Google Google
Luke Wissmann profile picture
Luke W
58 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Brent was incredibly helpful, keeping me up to date throughout the process. Highly recommended.
Posted on Google Google
Xayida Mae Molina profile picture
Xayida M
61 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
A huge thank you to Brooke for helping us secure our car loan. It was a long process for us but we eventually got there in the end. Brooke had been very professional all throughout. Thank you so much for your hardwork, Brooke! ❤️
Posted on Google Google
Aneesh Arya profile picture
Aneesh A
88 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent service , big thanks to Brook for all your support.
Posted on Google Google
Margaret Tan profile picture
Margaret T
100 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent customer service 👏
Posted on Google Google
Patrick Mears profile picture
Patrick M
114 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Recently used refinanced my car loan and found Brooke to be very efficient!

Why Broli

Finance your business assets with confidence.

A chattel mortgage is a popular way for businesses to finance vehicles and equipment while taking ownership from day one. Broli compares over 45+ lenders to help you find a solution that suits your business and financial goals.

Wide range

Finance a wide range of business assets

From utes and trucks to trailers, machinery and commercial equipment, we'll help you compare finance options that fit your business.

More choice

We compare more lenders

Access to over 45+ lenders means more choice and a better chance of finding a competitive finance solution.

Friendly conversation in a cozy room
Casual day in the driveway

No jargon

Expert guidance, without the jargon

We'll explain how a chattel mortgage works, answer your questions and help you decide if it's the right option.

Hands off

We manage the process

From application through to settlement, we'll handle the paperwork so you can focus on running your business.

Worker on site during phone call

Why Broli

Finance your business assets with confidence.

A chattel mortgage is a popular way for businesses to finance vehicles and equipment while taking ownership from day one. Broli compares over 45+ lenders to help you find a solution that suits your business and financial goals.

Get started

Let's finance your next business asset.

Getting an initial quote with Broli is fast, free, and has zero impact on your credit score. Fill in the form above or click below and one of our specialist brokers will be in touch within the same business day.

Let's chat

Suburban worksite with tools and trailer

Straight answers

Common questions

What is a chattel mortgage?

A chattel mortgage is a business finance product that allows you to purchase an eligible vehicle or equipment while taking ownership of the asset from the start. The asset acts as security for the loan.

Who can apply for a chattel mortgage?

Chattel mortgages are generally available to businesses, sole traders and self-employed borrowers purchasing eligible business assets.

What can I finance with a chattel mortgage?

Chattel mortgages are commonly used to finance business vehicles, trucks, trailers, machinery and commercial equipment.

Will getting a quote affect my credit score?

No. Getting a quote with Broli has zero impact on your credit score. We only run a formal credit check once you've selected your finance and are ready to proceed.

How quickly can I get approved?

Same-day approval is common for straightforward applications. Most chattel mortgage applications can be settled within 36 to 48 hours once we've received your information.

Is a chattel mortgage right for my business?

It depends on your business, the asset you're purchasing and your financial goals. We'll explain your options and help you decide whether a chattel mortgage or another finance solution is the best fit.