Refinance Your Car Loan

Already have a car loan? We compare 45+ lenders to see if you could secure a better rate, lower your repayments, or access equity. We'll do the shopping around so you don't have to.

Zero impact on your credit score*

We'll be in touch the same business day

Cozy kitchen workspace with a warm vibe

How it works

Four steps. We do three of them.

Tell us about your current loan

Answer a few quick questions about your existing finance and your vehicle. It takes around two minutes and won't affect your credit score.

We compare your options

We compare your current loan against offers from 45+ lenders to see if there's a better option available.

You choose what works best

We'll explain your refinancing options in plain English. If switching lenders saves you money, we'll handle the process.

Start saving

Once your new loan is settled, you could enjoy lower repayments, a better rate, or more flexibility.

4.9

1300+ reviews

Brokers our clients

actually recommend

Real outcomes for real Australians, from first-time car buyers to business owners financing a fleet.

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Tommy J profile picture
Tommy J
3 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Fast, prompt , polite, knowledgeable, helpful👌
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Vicki Wharton profile picture
Vicki W
23 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
I recently had the pleasure of working with Ashley to organise my car finance, and the entire experience was seamless from start to finish. Ashley was incredibly quick, efficient and professional. She communicated clearly throughout the process, delivered exactly what she promised, and made everything easy and stress-free. It was a fantastic experience, and I wouldn’t hesitate to recommend Ashley to anyone looking for finance. Reliable, responsive and true to her word — thank you, Ashley!
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Marc profile picture
Marc
34 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
I spoke with Ashley from Broli Finance about vehicle finance options for my business and found her knowledgeable, approachable and very easy to deal with. She explained everything clearly and gave me helpful, straightforward advice. I’d happily recommend Ashley to anyone looking for professional finance advice.
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Darcy Flanagan profile picture
Darcy F
39 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Brooke was exceptionally patient and understanding with the long term dealings of securing my car loan. Couldn’t recommend anyone else
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Kavindu De silva profile picture
Kavindu D
57 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a fantastic experience working with Brooke during my car loan process. From the very beginning, she made everything feel easy and stress-free. Brooke was professional, knowledgeable, and genuinely passionate about helping me find the best outcome. She kept me informed every step of the way, answered all of my questions promptly, and made sure I understood the process from start to finish. Her excellent communication, attention to detail, and friendly approach made a real difference. The entire process was smooth, efficient, and much quicker than I expected thanks to her hard work and dedication. A big thank you to Brooke and the entire Broli Finance team for your outstanding service. I truly appreciate all of your support and wouldn’t hesitate to recommend Broli Finance to anyone looking for a hassle-free and professional car finance experience.
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Luke Wissmann profile picture
Luke W
58 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Brent was incredibly helpful, keeping me up to date throughout the process. Highly recommended.
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Xayida Mae Molina profile picture
Xayida M
61 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
A huge thank you to Brooke for helping us secure our car loan. It was a long process for us but we eventually got there in the end. Brooke had been very professional all throughout. Thank you so much for your hardwork, Brooke! ❤️
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Aneesh Arya profile picture
Aneesh A
88 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent service , big thanks to Brook for all your support.
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Margaret Tan profile picture
Margaret T
100 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent customer service 👏
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Patrick Mears profile picture
Patrick M
114 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Recently used refinanced my car loan and found Brooke to be very efficient!

Why Broli

A better car loan could be
closer than you think.

If you've had your car loan for a while, there's a good chance your circumstances or the market have changed. Broli compares over 45+ lenders to see if you could save money by refinancing.

Relaxed work in a cosy kitchen

Compare deals

Compare your current loan

We'll compare your existing loan with offers from our lender panel to see if there's a better deal available.

Pay less

Lower your repayments

Refinancing may help reduce your monthly repayments or secure a more competitive interest rate.

Friendly conversation in a cozy room
Home renovation progress in natural light

Unlock equity

Access equity

Depending on your circumstances, refinancing may allow you to unlock equity in your vehicle for other expenses.

Hands off

We handle the switch

From paperwork to settlement, we'll manage the refinancing process from start to finish.

collaborative discussion

Why Broli

A better car loan could be
closer than you think.

If you've had your car loan for a while, there's a good chance your circumstances or the market have changed. Broli compares over 45+ lenders to see if you could save money by refinancing.

Get started

See if you could save

Getting an initial quote with Broli is fast, free, and has zero impact on your credit score. Fill in the form above or click below and one of our specialist brokers will be in touch within the same business day.

Let's chat

Relaxed office environment with natural light

Straight answers

Common questions

Why should I refinance my car loan?

Refinancing could help you secure a lower interest rate, reduce your repayments, or access better loan features. We'll compare your current loan against 45+ lenders to see what's available.

Will refinancing affect my credit score?

Getting a quote with Broli won't affect your credit score. A formal credit check only occurs if you decide to proceed with a new loan.

Can I refinance if I'm self-employed?

Yes. We work with lenders who specialise in self-employed and low doc applications and can compare options that suit your circumstances.

How soon can I refinance my car loan?

This depends on your current lender and loan terms. Our brokers can assess your existing loan and let you know if refinancing makes sense.

Can I refinance to lower my repayments?

In many cases, yes. Refinancing may reduce your monthly repayments by securing a lower interest rate or extending your loan term, depending on your goals.

Can I refinance if my credit score has changed?

Possibly. We work with lenders that cater to a range of credit profiles and will compare options based on your current circumstances.